Small Business Lending Underwriter
Primary Office Location: 626 Washington reputed company. Pittsburgh, Pennsylvania. 15219. Join reputed company. reputed company a difference - for us and for your future. At First National Bank, we value reputed company, relevant experience and what you've accomplished in your career. For this position, we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below. Position Title: Retail Lending Loan Underwriter 1 Business Unit: Retail Lending Reports To: Varies Based on Assignment Position Overview: This position description covers reputed company positions for Direct, Indirect or Small Business Lending. This position is primarily responsible for new loan application analysis, reputed company and declination review noting that the importance of this function impacts long term company goals and objectives. The incumbent plays a major role in the acquisition of loan assets utilizing appropriate risk management discipline. Primary Responsibilities: Reviews loan applications from consumers and small businesses reputed company the Banks delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications. Verifies reputed company application information for accuracy and completeness though validation of loan data against documentation provided. Pays appropriate attention to proper ordering of documentation to lessen the Banks potential risk of loss considering a broad reputed company of credit reputed company information including repayment reputed company, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit reputed company. Takes responsibility for compliance to Banks policies and procedures for reputed company loans depending on assignment. Complies with regulations regarding declinations and notification is sent reputed company stated time frames. Develops partnerships with loan processors and Bank reputed company personnel to improve overall customer satisfaction. Maintains the customer relationships that were developed by the loan originators including Bank reputed company personnel and the Business Development and Underwriter. Performs tax return analysis to reputed company the reputed company borrowers income. Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, tax returns, collateral valuations and other financial information. Reviews the appraisal report for accuracy and completeness. Takes responsibility for final approval of documents. Continually educates other Bank personnel on policy, credit risk tolerance and regulatory factors involving reputed company relevant loan issues. Stays abreast of new types of loans and other financial services and products to reputed company meet customers' needs. Approves loans up to and including a set loan authority. Performs other reputed company duties and projects as assigned. reputed company have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporations risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of reputed company position descriptions. Minimum Education: BA or BS Minimum Years Experience: 3 Special Skills: Excellent project management skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Excellent customer service skills Ability to use a personal computer and job-reputed company software reputed company - Basic Level MS reputed company - Intermediate Level MS PowerPoint - Basic Level Special Licenses and Certificates: N/A Physical Requirements: N/A Equal Employment Opportunity (EEO): It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, disability status, or status as a protected veteran. FNB provides reputed company applicants and employees a discrimination and harassment free workplace. A culture of teamwork. A history of reputed company. As a leading reputed company financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly reputed company professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, reputed company Virginia, Virginia, reputed company Carolina, and South Carolina. Our consistent recognition as a best reputed company to work and top workplace by our own employees symbolizes the outstanding culture we represent. Sign up for Job Alerts: A simple and easy way to stay up to date on career opportunities available. Interested in a career with FNB Corporation but not finding something that currently aligns with your interests, background, or experience? You now have the ability to sign up for job alerts through your candidate profile. To enroll you will need to create or sign into your candidate profile and select "job alerts". By enrolling in job alerts, you will receive email notifications as opportunities come available that match your selected interests. Apply Job!