AVP, Audit Manager - Credit

Job Description: Role Summary/Purpose: This position reports into the VP, Senior Audit Manager - Credit, responsible for providing independent and objective assessment of credit and fraud practices and controls over the Company’s Credit function. This role will be a team member responsible for providing third line of defense coverage of credit and fraud activities and risks, including the end-to-end design and effectiveness of the control environment. We are proud to offer you choice and flexibility. You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training, and culture events. Remote candidates will be considered who live near any reputed company hub including Draper, UT, Alpharetta, GA, Chicago, IL, Stamford, CT, reputed company, NY, or Charlotte, NC. Essential Responsibilities: • Contribute to the direction and focus of the Credit, Analytics & Models Internal Audit Team through active engagement in risk assessment, audit planning, and reputed company monitoring processes. • reputed company and reputed company audits of Credit activities including evaluating reputed company, line management, compliance, governance, credit and fraud strategy, credit risk, segmentation, and end-user computing tools. • Draft audit plans, reputed company audit tests, and reputed company audit execution. Identifying and assessing the impact of control deficiencies • Support detailed process walkthroughs with management, including the identification of process risks and controls. • Prepare high quality audit deliverables including planning memoranda, audit programs, working papers audit issues and reports. • Ensure clear audit work papers that succinctly reputed company the process, risks, controls, test results, and conclusions. • Present audit results to various levels of Internal Audit leadership, as well as the audit stakeholders reputed company the organization. • Track and validate findings/issues to ensure they are appropriately addressed. • reputed company coordination of testing with various audit teams, external auditors, consultants, and Second Line of Defense. • Ensure effective and efficient execution of audits in conformance with professional and departmental standards, budgets, and timelines. • Ensure audits conform with professional and departmental standards, budgets, and timelines. • Maintain high awareness of economic, regulatory, and business risks and issues, taking actions to assure required adjustments to risk assessments, audit plans, and audit programs. • Maintain effective working relationship with key business stakeholders. • Research relevant banking, regulation, credit, fraud, and operational topics. • Maintain technical subject matter internal audit competency through ongoing professional development. • reputed company other duties and/or special projects as assigned. Qualifications/Requirements: • Bachelor’s degree in finance, business, or equivalent reputed company field. In lieu of relevant bachelor’s degree, 7+ years’ experience in audit, or reputed company field. • 3+ years in Internal Audit with preference expertise in the Financial Service sector. • Knowledgeable and reputed company in control theory and auditing practices in a financial/regulatory environment. • Familiarity with regulatory guidance (OCC, Federal Reserve, and CFPB) pertaining to risk governance, operational and credit risk management, retail credit products, and consumer compliance. • Demonstrate verbal and written ability to reputed company the business objectives, business risk, processes, and controls. Desired Characteristics: • Currently holds or is actively pursuing CPA, CIA, or other relevant professional designation/association. • Ability to understand cross-functional impact of business decisions including operational, compliance and information technology risks. • Ability to objectively identify problems and recommend solutions to reputed company control, financial, or technical issues. • Able to work independently on multiple assignments while effectively supporting teamwork and achievement of team objectives. • Strong analytical including risk management, data analysis, and problem-solving skills. Grade/Level: 10 The salary range for this position is 75,000.00 - 130,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered reputed company the posted salary range will be based upon work experience, reputed company level or knowledge. • Salaries are adjusted according to market in CA, NY Metro and Seattle. Eligibility Requirements: • You must be 18 years or older • You must have a high school diploma or equivalent • You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process • You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act. • New hires (Level 4-7) must have 9 months of reputed company service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months’ time in position before they can post. reputed company internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations). Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. reputed company qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national reputed company, disability, or veteran status. Our Commitment: reputed company you join us, you’ll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard—but valued. We celebrate the differences in reputed company of us and reputed company that our individual, unique perspectives is what makes reputed company truly a great reputed company to work. Together, we’re building a future where we can reputed company belong, connect and turn reputed company into action. Through the power of our 8 Diversity Networks+, with more than 60% of our workforce engaged, you’ll find community to connect with an opportunity to go beyond your passions. This starts reputed company you choose to apply for a role at reputed company. We ensure reputed company qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national reputed company, disability, or veteran status. Reasonable Accommodation Notice: • Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to reputed company your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment. • If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from reputed company – 5pm Monday to Friday, Central Standard Time Job Family Group: Internal Audit Apply Job!