Remote Senior Data Analyst – Credit & Fraud Risk Finance – arenaflex – $33/hr

About arenaflex – Pioneering the Future of Financial Insight

arenaflex is a global leader in financial services, renowned for its innovative approach to credit and fraud risk management. With a heritage of more than a century in the industry, arenaflex combines deep analytical expertise with cutting‑edge technology to help millions of customers around the world transact safely and confidently. Our mission is to turn complex data into actionable insight, empowering every stakeholder—from senior executives to frontline teams—to make smarter, faster, and more responsible financial decisions.

Why This Role Matters

As a Senior Data Analyst on the Credit & Fraud Risk (CFR) Finance team, you will be at the heart of arenaflex’s strategy to protect the bottom line while delivering exceptional customer experiences. You will partner directly with Chief Credit Officers, risk managers, and product marketers to forecast loss provisions, analyze recovery trends, and shape the strategic direction of our global card portfolio. Your work will influence multi‑million‑dollar decisions, drive operational efficiencies, and help safeguard arenaflex’s reputation as a trusted financial partner.

Key Responsibilities – What You’ll Own Every Day

• Loss Provision Forecasting: Build, maintain, and continuously improve sophisticated financial models that predict net loss provisions for arenax’s international card portfolios.
• Monthly Reporting & Insight Delivery: Produce clear, concise monthly performance reports that highlight key drivers of variance, recovery trends, and actionable recommendations for senior leadership.
• Strategic Analytics: Design and implement advanced analytics solutions that support long‑term growth targets, including scenario analysis, stress testing, and profitability modeling.
• Cross‑Functional Collaboration: Work closely with Risk Management, Marketing, Product, and Technology teams to align analytical outputs with business objectives and regulatory requirements.
• Model Enhancement & Innovation: Lead the evolution of recovery forecasting models, incorporating machine‑learning techniques, new data sources, and best‑in‑class visualization tools.
• Ad‑Hoc Problem Solving: Tackle urgent business challenges, develop rapid‑response analyses, and communicate findings to stakeholders across the organization.
• Mentorship & Knowledge Sharing: Coach junior analysts, champion data‑driven decision making, and contribute to a culture of continuous learning within the CFR Finance team.

Essential Qualifications – What We Require

• Data‑Driven Finance Experience: Minimum 3 years of hands‑on experience performing financial analysis on large data sets, preferably within the credit, fraud, or card‑risk domain.
• Advanced Excel & PowerPoint Skills: Expert‑level proficiency in Excel modeling, macro development, and the ability to craft compelling presentations for senior executives.
• SQL & Hive/Yellowbrick Proficiency: Demonstrated ability to write complex queries, extract data from relational and columnar databases, and optimize performance for large‑scale data pulls.
• Python Knowledge (Preferred): Experience with Python for data manipulation, statistical analysis, and building predictive models is highly desirable.
• Visualization Tools: Hands‑on experience with TM1, Tableau, Power BI, or comparable platforms to translate raw data into intuitive dashboards.
• Educational Background: Bachelor’s or Master’s degree in Finance, Mathematics, Statistics, Computer Science, or a related quantitative discipline.
• Industry Exposure: Prior experience in card risk, fraud detection, or credit risk analytics, or at least 1+ years of relevant professional experience.

Preferred Qualifications – What Sets You Apart

• Professional certifications such as CFA, FRM, or advanced analytics credentials (e.g., Google Data Analytics, AWS Certified Data Analytics).
• Experience with machine‑learning libraries (scikit‑learn, TensorFlow, PyTorch) and deploying models in production environments.
• Familiarity with cloud data platforms (AWS, Azure, GCP) and modern data engineering pipelines.
• Proven track record of influencing senior leadership through data storytelling and strategic recommendations.
• Strong project management experience, including Agile or Scrum methodologies.

Core Skills & Competencies – The DNA of Success

• Analytical Rigor: Ability to dissect complex financial problems, identify root causes, and propose data‑backed solutions.
• Communication Excellence: Translate technical findings into clear, business‑focused narratives for diverse audiences.
• Detail Orientation: Meticulous attention to data integrity, model assumptions, and documentation standards.
• Adaptability: Thrive in ambiguous environments, prioritize competing demands, and deliver high‑quality results under tight deadlines.
• Collaboration: Build strong relationships across functions, influence without authority, and foster a team‑first mindset.
• Continuous Learning: Stay current with emerging analytics techniques, regulatory changes, and industry best practices.

Career Growth & Development – Your Path at arenax

arenaflex is committed to investing in its people. As a senior analyst, you will have access to a robust learning ecosystem that includes:

• Formal training programs in advanced analytics, data engineering, and financial modeling.
• Mentorship from senior leaders in risk finance, data science, and product strategy.
• Opportunities to lead high‑visibility projects that directly impact global business outcomes.
• Clear promotion pathways to roles such as Lead Analyst, Manager – Credit Risk Analytics, or Director of Financial Modeling.
• Cross‑functional rotations that broaden your expertise across risk, marketing, and technology domains.

Work Environment & Culture – Life at arenax

Our culture is built on three pillars: Innovation, Integrity, and Inclusion. At arenaflex you will experience:

• A flexible, remote‑first work model that empowers you to balance professional ambition with personal well‑being.
• Collaborative virtual teams that use state‑of‑the‑art communication tools, ensuring you stay connected regardless of geography.
• An inclusive environment where diverse perspectives are celebrated, and every voice is heard.
• Regular “innovation days” where you can pitch new ideas, experiment with emerging technologies, and showcase results to senior leadership.
• Employee resource groups focused on finance, data science, and community outreach, fostering a sense of belonging.

Compensation, Perks & Benefits – What You’ll Receive

• Competitive Base Salary: $55,000 – $105,000 USD annually, commensurate with experience and location.
• Performance Bonus: Annual incentive tied to individual and company‑wide results.
• Retirement Savings: 6 % company match on 401(k) contributions.
• Health & Wellness: Comprehensive medical, dental, vision, and disability coverage; free access to global tele‑health services.
• Flexible Work Arrangements: Hybrid and fully remote options, supported by arenaflex Flex tools.
• Parental Leave: 20+ weeks paid leave for all parents, regardless of gender, covering birth, adoption, or surrogacy.
• Learning & Development: Tuition reimbursement, certification sponsorship, and a dedicated learning portal.
• Employee Assistance Programs: Confidential counseling through the Healthy Minds initiative.
• Well‑Being Programs: Free virtual fitness classes, mental‑health resources, and wellness challenges.

Visa Sponsorship & Eligibility

arenaflex recognizes the value of global talent. Depending on business needs, role requirements, and applicable regulations, we may offer visa sponsorship for qualified candidates. If you require sponsorship, please indicate your status in your application.

How to Apply

If you are ready to leverage your analytical expertise to shape the future of credit and fraud risk at a world‑class financial institution, we want to hear from you. Click the link below to submit your application and join a team that turns data into decisive action.

Apply Job!

Closing Statement – Join arenaflex Today

At arenaflex, your analytical talent will not only be recognized—it will be celebrated. You will work alongside some of the brightest minds in finance, technology, and risk, all united by a shared purpose: to protect customers, drive growth, and set new standards for responsible financial innovation. Take the next step in your career and become part of a forward‑thinking, inclusive, and high‑impact organization. Apply now and help us write the next chapter of financial excellence.